Whether you have a little bit of debt or a lot, managing it wisely and ultimately paying off what you owe can be crucial to your financial well-being. The Fall 2017 FDIC Consumer News suggests ways to handle different kinds of debt, including:
This edition of the newsletter also provides basic information about how the Fair Debt Collection Practices Act protects consumers from abusive, deceptive and unfair debt collection practices. Another article describes what you can do if you believe a debt collector violated the law and warning signs of a fake debt collector who attempts to collect on a non-existent debt.
The latest FDIC Consumer News also reports of recent enhancements to BankFind, the FDIC’s online database of individual insured banks. BankFind now includes information that can help people learn if a bank may have certain branches or a website doing business using a “trade name” that is different from the institution’s official name, often for marketing purposes.
Also in this issue is an update on the tax-free savings account program for individuals with disabilities under the federal Achieving a Better Life Experience Act of 2014 (the ABLE Act).
The Fall 2017 FDIC Consumer News can be read or printed by visiting www.fdic.gov/consumers/consumer/news/cnfall17, with e-reader and portable audio (MP3) versions forthcoming. Additionally, in the coming weeks a Spanish-language version will be posted at www.fdic.gov/quicklinks/spanish.html.
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2014 The Global Indian New Network (TGINN)