The urgency is evident. A large share of Mumbai’s housing stock is ageing, and safety concerns are becoming more immediate. Recent civic assessments across the Mumbai Metropolitan Region have identified hundreds of unsafe buildings, underscoring the need for timely intervention.

What sets the current phase apart is its scale and increasing institutionalisation. Policy-driven initiatives are gaining momentum. The Maharashtra Housing and Area Development Authority (MHADA), for instance, has outlined plans to redevelop nearly 923 acres across multiple layouts, impacting over 75,000 residents. Additionally, redevelopment bids spanning 480 acres in the western suburbs reflect a shift towards cluster-led planning and integrated development.

This aligns with the state’s broader housing vision. Under Maharashtra’s 2026–27 roadmap, redevelopment is central to the ambition of transforming urban housing—covering the redevelopment of 20 lakh tenements and the creation of 10 lakh affordable homes across the MMR. This policy direction signals a transition from fragmented projects to a more systemic approach.

At the micro-market level, the picture is equally dynamic. Western suburbs continue to see strong redevelopment traction, supported by connectivity, social infrastructure, and sustained end-user demand. Meanwhile, eastern corridors such as Mulund, Ghatkopar, and Sion are gaining momentum, driven by metro expansion and improved road networks.

However, redevelopment is far from uniform. Each micro-market reflects its own distinct realities. In established suburbs, projects are increasingly linked to premiumisation—larger layouts, modern amenities, and upgraded lifestyles. In contrast, emerging locations are witnessing a more balanced approach, where redevelopment aligns closely with infrastructure growth and affordability.

A key trend shaping the sector is the rise of cluster redevelopment. Increasingly seen as the future of urban renewal, cluster-based models enable better planning, enhanced open spaces, and integrated infrastructure. Unlike standalone projects, they offer the opportunity to reimagine entire precincts, creating more cohesive and sustainable urban environments.

Encouragingly, the sector is also witnessing growing institutional participation. Large-scale investments and high-value transactions across key suburbs reflect rising confidence in redevelopment. This influx of capital is critical for improving financial discipline, execution capability, and timely delivery—areas that have historically been challenging.

The stakeholder ecosystem, too, is evolving. Housing societies are becoming more informed and proactive, while regulatory frameworks are gradually streamlining processes. Measures such as the 51% consent rule have helped simplify project initiation, reducing delays and improving transparency.

That said, execution challenges remain significant. Tenant rehabilitation, regulatory approvals, financing, and construction logistics continue to add complexity. There is also a need to balance aspirations with affordability. While redevelopment enhances living standards, it can also lead to higher maintenance and lifestyle costs post-occupancy—particularly in premium projects. Addressing this requires careful planning and long-term financial structuring by everyone involved.

Sustainability is emerging as another critical dimension. New-age redevelopment projects are increasingly incorporating green building practices, efficient resource use, and climate-resilient design—reflecting a shift towards more responsible urbanisation.

Looking ahead, the outlook remains robust. Industry estimates suggest redevelopment could add over 44,000 new homes worth ₹1.3 lakh crore by 2030, reinforcing its role as a key supply driver. More importantly, this momentum is expected to sustain across market cycles.

Ultimately, redevelopment presents Mumbai with a unique opportunity—to grow without expanding, to modernise without displacing, and to create value while preserving its social fabric. When executed with vision and responsibility, it has the potential to redefine not just buildings, but the way the city lives, works, and evolves.

Author: Ayushi Ashar, Director, Ashar Group | Founder & CEO, Ashar Urban Futures Lab | Managing Committee Member, CREDAI-MCHI

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Modern joint replacement is now changing this experience. At Inamdar Multispeciality Hospital, Pune, robotic joint replacement, advanced pain-control methods, and early rehabilitation protocols are helping many patients stand and walk within 24 to 48 hours after surgery.

Dr. Qaedjohar Dhariwal, Joint Replacement Surgeon at Inamdar Multispeciality Hospital, said the aim is not merely to replace a damaged joint, but to restore safe movement with minimum pain and faster confidence.

Robotic surgery does not mean that a robot operates alone. The surgeon remains fully in control. The robotic system acts as a precision-assistance platform. Before and during surgery, it helps map the patient’s joint anatomy, plan the implant position, calculate alignment, and guide accurate bone preparation. This is especially important in knee replacement because even small errors in alignment or soft-tissue balance can affect comfort, walking pattern, and implant life.

In conventional surgery, the surgeon depends heavily on visual judgment, manual instruments, and experience. In robotic-assisted surgery, the surgeon’s experience is supported by computer-guided planning and real-time feedback. This helps in achieving more accurate implant placement, better ligament balance, and a more natural-feeling joint movement.

For geriatric patients, this accuracy matters even more. Elderly patients may have weak bones, long-standing deformity, reduced muscle strength, diabetes, heart disease, or other age-related conditions. A technically precise surgery can reduce unnecessary tissue handling, help control bleeding, and support faster rehabilitation.

The second major change is pain management. Earlier, many patients feared joint replacement because the first few days after surgery were painful. Today, anaesthesia and pain-control science have improved significantly. Motor-sparing nerve blocks, local anaesthetic infiltration around the joint, and multimodal medicines can reduce pain without completely weakening the leg muscles. This allows patients to begin standing and walking under supervision much earlier.

This is why the phrase “painless surgery” must be understood correctly. Major joint replacement is still major surgery. But with robotic precision, careful anaesthesia and structured physiotherapy, the pain can be controlled far better than before. The patient is not simply lying in bed after surgery; the patient is encouraged to move safely.

Early mobilisation is one of the most important parts of recovery. Walking within 24 to 48 hours can reduce stiffness, improve circulation, lower the risk of clots, protect lung function, and rebuild confidence. For elderly patients, avoiding prolonged bed rest is critical because immobility can quickly lead to weakness, confusion, dependency, and fear of movement.

“At Inamdar Hospital, our focus is on making major joint replacement safer, more accurate, and more recoverable for the patient,” said Dr. Dhariwal. “When robotic planning, pain-control protocols, and physiotherapy work together, many senior patients are surprised to see how soon they can stand and walk again.”

For families, this progress is deeply emotional. It may mean seeing a parent walk to the dining table, climb a few steps, attend a family function or return to daily routines without constant fear.

Robotics has not made surgery casual. It has made precision measurable. For senior citizens living with advanced arthritis, that precision can mean reduced pain, faster mobility, and a smoother return to dignity, independence, and normal life.

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PUNE: Piaggio Vehicles Pvt Ltd (PVPL), a wholly owned subsidiary of the Italian auto giant Piaggio Group, and India’s leading manufacturer of small commercial vehicles, has signed a Memorandum of Understanding (MoU) with India’s largest public sector bank, State Bank of India (SBI), Lucknow circle. This strategic partnership is designed to leverage the Uttar Pradesh Government’s ambitious CM Yuva Yojna, a flagship initiative aimed at creating employment opportunities for 1.5 lakh youth across the state by fostering entrepreneurship, self-reliance, and small business ownership.

The MoU was signed between Amit Sagar, Executive Vice President for CV Domestic Business and Retail Finance at PVPL, and Vibhash Kumar, Deputy General Manager, State Bank of India. Through this collaboration, SBI’s extensive network of over 1,600 branches across central and eastern Uttar Pradesh will offer financing solutions for Piaggio’s trusted full range of three-wheelers, including both Electric Vehicles (EVs) and Internal Combustion Engine (ICE) models.

Under the CM Yuva Yojna and Mudra schemes, eligible youth entrepreneurs aged 25–40 years will benefit from highly attractive financing support, including:

• 0% interest loans (Interest Free loan) backed by 100% government subsidy
• Funding of 85–90% of the vehicle cost
• Four-year repayment tenure
• No guarantor requirement
• Refund of margin money upon successful loan repayment

These benefits significantly lower barriers to vehicle ownership and empower aspiring entrepreneurs to establish sustainable livelihoods.

As part of this initiative, Piaggio India will also establish dedicated CM Yuva Help Centers across its dealership network in Uttar Pradesh, enabling interested applicants to access guidance, financing assistance, and seamless onboarding into the programme through their nearest Piaggio 3-wheeler showroom.

This collaboration marks a significant milestone in Piaggio India’s mission to strengthen commercial mobility while supporting socio-economic progress in Uttar Pradesh. By combining Piaggio India’s trusted and versatile three-wheeler portfolio with SBI’s deep financial expertise and unparalleled reach, the partnership aims to create a robust ecosystem for employment generation and inclusive growth.

Speaking on the partnership, Amit Sagar, Executive Vice President, CV Domestic Business & Retail Finance, Piaggio Vehicles Pvt Ltd, said: “India’s mobility landscape is evolving rapidly. From small entrepreneurs to fleet operators, a new class of owners is emerging, and they need financing that understands their realities. Through this partnership, Piaggio India and State Bank of India are bringing together the strength, trust, and reach of two respected institutions to make vehicle ownership simpler, faster, and more accessible. By leveraging the Uttar Pradesh Government’s CM Yuva Yojna, which offers eligible young entrepreneurs 0% interest free financing, government-backed subsidies, and simplified access to business ownership, we are creating meaningful opportunities for self-employment and enterprise development at scale. This initiative goes beyond vehicle financing; it is about enabling aspirations, fostering entrepreneurship, and contributing directly to employment generation for the youth of Uttar Pradesh. Piaggio India remains committed to supporting inclusive economic progress through practical, sustainable, and accessible mobility solutions.”

Vibhash Kumar, Deputy General Manager, State Bank of India, added: “This collaboration combines SBI’s trusted financial capabilities and extensive network with Piaggio’s established leadership in the three-wheeler segment to create meaningful livelihood opportunities for aspiring entrepreneurs across Uttar Pradesh. Through CM Yuva Yojna, we are committed to supporting youth-led enterprise by making affordable financing widely accessible, thereby strengthening self-employment, last-mile connectivity, and long-term economic development.”

With this partnership, Piaggio Vehicles further reinforces its leadership in India’s three-wheeler market by integrating mobility, finance, and entrepreneurship into a unified platform that empowers the next generation of business owners while contributing to Uttar Pradesh’s employment and development agenda.

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• Strengthens Tata Technologies’ position within the SAP ecosystem with end-to-end capabilities spanning advisory, implementation, and value realization
• Enables enterprises to accelerate SAP Cloud ERP adoption and modernize digital core for real-time, data-driven decision-making
• Enhances the ability to embed SAP Business AI and intelligent automation across enterprise workflows for improved productivity and scalability

MUMBAI: Tata Technologies Limited (BSE: 544028, NSE: TATATECH), a leading global product engineering and digital services company, today announced that it has secured SAP PartnerEdge Sell authorization across India and the United States, strengthening its strategic role within the SAP ecosystem.

This authorization marks a significant evolution in Tata Technologies’ go-to-market strategy, transitioning from a services-led model to a solution-led, outcome-driven approach. Under this model, Tata Technologies will lead customer engagements across the full lifecycle, including solution advisory, cloud ERP transformation, solution design, and value realization.

With this authorization, Tata Technologies enhances its ability to accelerate enterprise-wide transformation powered by the SAP Business Suite portfolio. Tata Technologies will support enterprises in modernizing their digital core with SAP Cloud ERP, enabling real-time, data-driven decision-making and scalable operations aligned with SAP’s vision of the Autonomous Enterprise.

Leveraging its deep expertise in manufacturing, Tata Technologies enables global OEMs and enterprises to reduce implementation risks and accelerate SAP Cloud ERP adoption. By serving as a single partner across the SAP journey, from advisory and business case development to implementation and value realization, Tata Technologies ensures seamless and outcome-focused transformation.

As part of this collaboration, Tata Technologies will help organizations harness SAP Business AI to embed intelligent capabilities into enterprise workflows. This includes leveraging Joule, SAP’s AI-enabled business assistant, to enhance productivity, automate processes, and accelerate decision-making.

Through integration with the SAP Business Technology Platform, Tata Technologies enables enterprises to extend and innovate across their SAP landscapes, unlocking actionable insights while maintaining a resilient and scalable digital core.

Aligned with SAP’s Clean Core strategy, Tata Technologies supports enterprises in adopting innovation without disrupting legacy systems, ensuring standardized, upgrade-stable environments that are agile and future-ready.

Warren Harris, MD & CEO, Tata Technologies, said: “The future belongs to enterprises that innovate faster, operate smarter, and scale sustainably. Expanding our SAP PartnerEdge partnership with a Sell authorization enables us to deliver transformative solutions that help customers reimagine their businesses and stay ahead in an increasingly digital world.”

This authorization reinforces Tata Technologies’ position as a trusted global partner for enterprise and AI-led transformation.

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PUNE: Kirloskar Pneumatic Company Limited (KPCL), a pioneer in engineered systems and sustainable industrial solutions, announced the launch of Tonalli, an innovative waste-to-energy solution. Designed as a compact, efficient, and decentralized product, Tonalli converts organic food waste into valuable by-products such as biogas and organic fertiliser, promoting a 100% waste-utilisation process.

Developed as a next-generation waste-to-energy solution, Tonalli is engineered to help industries, hospitality establishments, industrial canteens, commercial kitchens, and residential communities manage food waste sustainably while generating valuable green energy. Built on the principles of circular economy and environmental responsibility, the system enables a 100% waste-free process through energy and nutrient recovery by transforming organic waste into renewable biogas and nutrient-rich organic fertiliser. The solution also helps reduce dependence on conventional cooking fuels such as LPG and PNG, while enabling lower energy costs, reliable fuel availability, and safer cooking fuel alternatives.

With the introduction of India’s Solid Waste Management Rules, 2026, effective from April 1, 2026, and the national push towards four-stream waste segregation and decentralised processing, Tonalli has been conceptualised to address the evolving needs of compliance-driven and sustainability-focused waste management systems.

Commenting on the launch, Aman Kirloskar, Managing Director, Kirloskar Pneumatic Company Limited, said: “Tonalli represents our commitment towards engineering innovation that creates sustainable impact. As industries and communities increasingly look for smarter and decentralised waste-management systems, Tonalli offers an efficient way to convert food waste into valuable green energy while supporting compliance, resource recovery, and long-term environmental responsibility. ”

Speaking on the occasion, Nuriel Pezarkar, Technology Partner from NobleExchange Environment Solutions Private Limited, added, “Tonalli with BioBit Technology is more than a machine. It is a compact, plug-and-play solution where every installation is equivalent to thousands of trees planted, LPG replaced and carbon credits earned — measurable outcomes that reflect environmental responsibility, circularity and economic value.”

Emphasizing the company’s commitment to engineering excellence, the redefining waste-to-energy solution offers:

Controlled Anaerobic Digestion Process: The system features advanced anaerobic digestion technology to convert organic waste into biogas under controlled environmental conditions.

Inbuilt Gas Agitation Technology: Digester mixing is achieved through a regulated biogas-based agitation system, eliminating mechanical agitators and improving reliability. Biogas undergoes multi-stage cleaning, including moisture removal and H₂S scrubbing, before utilisation.

Pressurised Gas Delivery: Features an indigenous, high-performance Kirloskar compressor that elevates gas pressure for a consistent, powerful flame at the burner.

Industrial Safety Standards: Protects facilities through PLC-based safety logic, including automatic flaring, vacuum protection, and layered pressure relief.

The introduction of Tonalli marks a significant addition to Kirloskar Pneumatic’s growing portfolio of engineered solutions focused on responsible resource utilisation and operational efficiency.

The product launch event held early this month was attended by distinguished industry leaders from the Hadapsar Industrial Estate in Pune. This included M.A. Tejani, Managing Director of Gits Food Products Private Limited; Jaisinh Sampat, Founder and Managing Director of Pune Gas Systems Private Limited; Arun Kudale, Chairman & Managing Director of Kudale Instruments Private Limited; Vijay Suttatti, Director at Suttatti Enterprises Private Limited; and Nuriel Pezarkar, Technology Partner from NobleExchange Environment Solutions Private Limited.

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Following the overwhelming response received last year, which saw over 5,000 visitors, the exhibition aims to offer an enhanced and intellectually stimulating experience for individuals across all age groups, from children to senior citizens.

The exhibition will feature over 100 puzzle posters, a wide range of hands-on puzzles, optical illusions, and informative displays on renowned personalities and developments in the fields of puzzles, mathematics, and logical thinking. Special sections dedicated to the Rubik’s Cube, Sudoku, and Tangram, along with an interactive Puzzle Treasure Hunt, will further engage visitors.

In addition to the exhibits, visitors will have the opportunity to purchase educational puzzles, brain games, and curated books at discounted rates.

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GURUGRAM: Samsung India today announced the launch of its full 2026 Vision AI TV lineup, spanning Micro RGB, OLED, Neo QLED, The Frame, Mini LED, and UHD TVs. With today’s launch, Samsung is expanding AI-powered features across all its models, bringing smarter picture, sound, and personalised viewing experiences to more consumers in India. Samsung is the Global No. 1 TV brand for 20 consecutive years.

The expansion of Vision AI Companion (VAC) features across Samsung’s 4K-and-above TV lineup reflects the brand’s broader strategy to make AI a central part of the TV experience. The expansion brings AI-powered viewing to more categories, screen sizes, and consumer needs.

“With our 2026 lineup, Samsung is setting a new benchmark for AI TVs in India, tailored to meet the unique needs of Indian consumers. Our Vision AI TVs go beyond entertainment to deliver practical benefits in everyday life, helping users find what they want faster, enjoy content more easily, and make the most of their TV time. These TVs seamlessly integrate local content platforms, enhance multilingual support, and offer energy-efficient solutions for India’s diverse living environments,” said Viplesh Dang, Vice-President, Visual Display Business, Samsung India.

Vision AI Companion Brings Smarter, More Immersive Viewing

Vision AI Companion (VAC) brings together Samsung’s broadest range of AI service platforms, including Bixby, Perplexity, and Microsoft Copilot, to make the TV experience more intelligent and personalised. Designed to work alongside users as an entertainment companion, Samsung’s Vision AI Companion helps users guide what to watch, what to eat, and what to listen to, extending the role of the TV beyond viewing alone. The AI TV lineup also brings AI-enhanced entertainment features to movies, sports, and gaming.

• AI Upscaling Pro uses AI to analyse and enhance low-resolution content in real time, delivering greater detail, depth, and contrast, while Colour Booster Pro analyses and categorises scenes to provide more vivid, lifelike colour.
• AI Soccer Mode analyses match scenes in real time to optimise picture and sound for smoother ball movement, vivid colour, and more immersive stadium audio.
• AI Sound Controller Pro analyses dialogue, background music, and sound effects in real time, letting users adjust elements such as commentary and crowd noise for a more immersive experience.

Micro RGB: Defining the Future of Premium Picture Quality

The debut of Micro RGB in India expands Samsung’s premium TV experience across a wider range of screen sizes, bringing highly precise colour, brightness, and immersive AI-powered viewing to more consumers. Available in the R95H and R85H series in sizes from 55 to 115 inches, Micro RGB is built on Samsung’s proprietary Micro RGB Technology, which uses individually controlled red, green, and blue micro LEDs to deliver highly precise light control, richer detail, and more natural colour. Additionally, glare-free technology minimises light reflection in bright environments, helping preserve a clear viewing experience across a range of lighting conditions.

Micro RGB also brings Vision AI Companion (VAC) and other AI-optimised features to Samsung’s premium large-screen category, adding more intelligent and personalised viewing experiences. Micro RGB AI Engine Pro fine-tunes colour, motion, and depth, so viewers stay immersed in every scene. With Micro RGB Precision Colour 100, colour expression appears fuller and more lifelike, with support for 100% colour coverage of the industry benchmark BT.2020.

Micro RGB Colour Booster Pro and Micro RGB HDR Pro leverage Samsung’s AI technology to further refine picture quality by optimising colour and contrast scene by scene, helping deliver more vibrant visuals across a wide range of brightness levels.

Reinforcing Samsung’s focus on premium viewing comfort, the R95H has also received both the Safety for Eyes and Circadian Rhythm Display (CRD) certifications from Verband Deutscher Elektrotechniker (VDE), a leading global testing institute based in Germany.

OLED: Expanding the Lineup for More Viewing Preferences

Samsung’s 2026 OLED TVs include the S95H, S90H, and S85H, offering deep blacks, rich colour, immersive performance, and refined design across a wider range of viewing preferences. Glare-Free technology, previously available only on the S95 model, now expands to both the S95H and the S90H, helping the display’s true blacks and rich colours stay clear and undisturbed, even in bright rooms.

On the flagship S95H, Samsung adds premium features designed to elevate both entertainment and art. Pantone Validated ArtfulColor helps preserve the authenticity of original artwork with faithful colour and exceptional detail, while Art Store extends Samsung’s art experiences to OLED. The model’s FloatLayer Design also gives the display a lighter, more refined presence that blends in more naturally with the home.

For gaming and sports, Samsung OLED’s Ultimate Gaming Pack helps keep fast motion crisp and responsive. It brings together Motion Xcelerator 165Hz, support for key VRR platforms such as AMD FreeSync Premium Pro and NVIDIA G-SYNC Compatible, and quick-access gaming tools for smoother, more intuitive play.

For soccer fans, AI Soccer Mode Pro on S95H and S90H — and AI Soccer Mode on S85H — optimise picture and sound in real time for a more immersive match experience at home.

The Frame: Elevating the Art TV Experience

The Frame lineup is specially designed for Art lovers. Across the lineup, users can enjoy Art Mode with access to 3000+ professionally curated artworks, along with experiences personalised by Vision AI Companion (VAC). The Frame (LS03H model) combines amazing picture quality with its unique Frame design.

Key features of The Frame include

• Modern Frame Design: A piece of art, the Samsung Frame seamlessly blends style and functionality, transforming your space into a sophisticated gallery.
• QLED Picture quality: Paired with Pantone Validated ArtfulColor and Glare Free technology, it delivers rich contrast, lifelike, paper-like colour expression and clearer detail, even in bright rooms.

Neo QLED: Enhanced Picture Quality With More Connected Experiences

Samsung’s Neo QLED lineup brings together enhanced AI picture quality and more connected viewing experiences across the QN80H and QN70H. Each model delivers the brightness, contrast, and smart optimisation expected from a true Neo QLED experience.

Certified by TÜV Rheinland as a Real QLED TV, Samsung Neo QLED uses a blue light backlight and a genuine quantum dot sheet to maintain a stable colour spectrum and consistent picture performance. Real QLED with 100% Color Volume helps keep colour accurate and stable, even at high brightness levels. Quantum Mini LED also enables ultra-precise light control, creating deeper contrast, clearer detail, and more consistent brightness scene after scene.

Vision AI Companion (VAC) makes the viewing experience more seamless and context-aware by naturally surfacing helpful information on screen without interrupting content. Across the Neo QLED lineup, Samsung expands AI-powered picture and motion experiences, including 4K Upscaling — with gaming performance of up to 144Hz available on select models — while the NQ4 AI Processor helps optimise picture and sound for a wide range of content.

Mini LED: Optimised for AI, Made More Accessible

Samsung Mini LED brings a brighter, richer viewing experience to more viewers. More precise light control and Pure Spectrum Color give images greater depth and clarity, as well as contrast that feels more defined from scene to scene. With two distinct models, M80H and M70H, Samsung makes Mini LED and AI-powered viewing available to more consumers.

• Motion Xcelerator 144Hz keeps fast-paced content smooth and clear.
• NQ4 AI Gen2 Processor powers AI-driven picture optimisation.
• AI Sound Controller keeps dialogue clear and balances voices and sound effects in real time.
• Additional AI and personalisation features further expand gaming and content experiences.

Price, Offers & Availability

As a part of a special launch offer for a limited time, customers who purchase select TV models will receive a complimentary soundbar worth INR 102990 and a free Music Studio worth INR 23990. Additionally, enjoy cashback up to 20% and flexible EMI options to make your purchase even more rewarding.

The 2026 lineup will be available across Samsung retail stores, Samsung.com, and leading offline and online retail channels starting today.

• Samsung’s Micro RGB range starts from INR 124990
• Samsung’s OLED range starts from INR 114990
• Samsung’s Frame TV range starts from INR 56990
• Samsung’s Neo QLED range starts from INR 52990
• Samsung’s Mini LED range starts from INR 42990
• Samsung’s UHD TV range starts from INR 36990

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Founded in 1966 by the visionary Late Mr. C. V. Khandelwal, the firm took root when Pune was still considered a pensioner’s paradise. Six decades on, it stands as a testament to his foresight, a thriving institution headquartered in Pune and with network offices in Aurangabad, Indore, and Bagalkot.

Commenting on this milestone, Ashish Khandelwal said, “Some of our client relationships are for almost 6 decades. The trust that our clients repose in SKJ is what drives us to achieve excellence.”

“We have kept SKJ relevant by reinventing ourselves constantly. We have combined AI with our experience to improve client service. Our 3rd generation is ready to step in, and we are also increasing our global footprint”, added Neelesh Khandelwal.

The firm today employs over 200 professionals and has been the training ground for more than 1,000 Chartered Accountants who completed their articleship within its walls. Many of these students came from remote rural areas of India, and some of them are now CFO’s of big corporations. Leadership of SKJ is now shared by the second generation — Partners Ashish Khandelwal and Neelesh Khandelwal — alongside Nishant Mundada, a former intern turned Partner, embodying the firm’s tradition of nurturing talent from within.

With the third generation already qualified and ready — including daughters of Ashish and Neelesh who are practising CAs — the firm’s future is firmly in capable hands.

Looking ahead, Shah Khandelwal Jain and Associates is set to launch offshore operations in the Middle East in June 2026 and has embraced Artificial Intelligence to drive operational excellence — staying true to its founder’s forward-thinking spirit.

Built on decades of principles, values, and client-first service, the firm enters its seventh decade stronger than ever.

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The launch was marked by a formal ceremony held in Phnom Penh, Cambodia, attended by H.E. Dr. Chea Serey, Governor of the National Bank of Cambodia (NBC), and representatives from the Reserve Bank of India. The event marked the official launch of the first phase of cross-border QR payment linkage between the Kingdom of Cambodia and the Republic of India.

Indian users can now scan Bakong’s KHQR, Cambodia’s standard and interoperable QR code system, at over 4.5 million merchant outlets to make secure and seamless QR-based payments across tourist attractions, restaurants, retail outlets, and other establishments using their UPI-enabled apps. In the subsequent phase, Cambodian visitors to India will benefit from acceptance at millions of UPI QR‑enabled merchant locations across the country, using their Cambodian payment/Banking apps, thereby establishing a two-way interoperable payment corridor between the two countries.

This initiative is expected to deliver smooth, real‑time, and interoperable digital transaction capabilities, strengthening efficiencies across payments in the India and Cambodia Payment Corridor. In the first phase, merchants in Cambodia will gain access to a large Indian customer base, while benefiting from improved cash management and reduced dependence on physical currency, enabling greater operational efficiency.

By facilitating trusted cross‑border digital payment options, the collaboration will enhance convenience for travellers while strengthening tourism and commercial engagement between the two countries.

Ritesh Shukla, MD & CEO, NPCI International, said, “At NPCI International, we aim to extend India’s digital payment innovations to global markets through trusted partnerships. Enabling UPI acceptance in Cambodia marks a significant milestone in this journey. It ensures that Indian travellers enjoy a familiar, secure, and seamless payment experience abroad, while Cambodian merchants gain access to millions of digital-first consumers. This collaboration not only strengthens real-time payment connectivity between our two ecosystems but also lays the groundwork for deeper tourism and commercial engagement.”

Dr. In Channy, President & Group Managing Director, stated: “ACLEDA Bank Plc. is proud to launch Phase 1 of our cross-border interoperability initiative, enabling Indian travellers to execute secure digital transactions via UPI-enabled applications across our extensive KHQR merchant network. This partnership represents a significant achievement in our digital transformation roadmap.

By integrating the payment gateways of Cambodia and India, we are removing transactional friction and foreign exchange volatility for travellers. This synergy empowers local merchants by providing direct access to a high-velocity digital market, optimizing liquidity management, and enhancing operational throughput via secure, real-time settlement protocols. Ultimately, this collaboration drives financial inclusion and strengthens the bilateral economic corridor through robust, scalable technology.”

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A child’s brain grows faster in their first three years than at any other time in their life. If your baby is taking a little longer to learn a skill like sitting up or making eye contact, noticing it early is the best thing you can do.

Catching a delay early simply provides a helpful window into your child’s unique pace and developmental needs. While every child follows their own timeline, noticing these variations allows you to partner with professionals to see if standard, play-based strategies can support their growth. It is never a definitive diagnosis or a label; rather, it is a proactive step to ensure they have the right environment and encouragement to reach their full potential.

But in our intense focus on height and weight, we often miss something much more important: developmental milestones. Your child’s weight and height tell you how their body is growing, but their developmental milestones tell you how their brain is wiring itself. Milestones are the behavioral and physical skills most children master by a certain age—like tracking a toy with their eyes, responding to their name, taking that first wobbly step, or throwing a tantrum because they finally understand the concept of “no.”

Recent health surveys in India highlight a worrying trend: parents are incredibly careful about diet and vaccinations, but often miss early signs of developmental delays. If a baby is late to walk or talk, families often brush it off, saying, “Don’t worry, his father also started talking late, he will learn in his own time.”

While it is true that every child grows at their own pace, ignoring these signs completely means missing a vital window to help them. Instead of only checking the weighing scale, start observing these everyday magic moments:

Connection: Does your baby make eye contact and smile when you talk to them? Do they show interest in your face?

Communication: Are they making sounds, babbling, or turning their head when you call their name?

Movement: Are they learning to hold their head steady, sit without support, or pick up small objects with their fingers?

It is time we changed the questions we ask during our routine check-ups. Instead of only asking, “Doctor, what tonic can I give to increase his appetite?”, we need to start asking, “Doctor, he isn’t pointing at objects yet, is that typical for his age?”

Early intervention is practically magic. A child’s brain is incredibly adaptable during the first three years of life. If a child is slightly delayed in speech or motor skills, catching it early means they can get the right play-based guidance to catch up quickly and confidently.
True health isn’t just about the numbers on a clinic’s scale. It is about watching your child learn to connect with you, explore their environment, and find their unique voice. So, permit yourself to put away the measuring tape for a moment. Sit on the floor, play with your little one, and watch the beautiful, complex way their mind is unfolding. That is where the most important growth actually happens.

Author: Mrs Deepali Maheshwari (MASLP) Speech and Language Pathologist

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