It is a common myth that heart attacks and heart related ailments only affect men and the real threat for women in cancer. However The Registrar General of India has reported cardiovascular diseases (CVD) as the most important cause of death in women. As per the available statistics, almost 8 lakhs women die due to cardio vascular diseases. These diseases are the major cause of death in the middle age, in urban and in rural women living in poor or rich states. Data also shows that 42% of women who have heart attacks die within one year, compared to 24% of men.
Heart related diseases affect the sexes differently- therefore, the symptoms of heart attack in women are slightly different than those in men. These include fatigue, sweating, chest pain, indigestion, jaw or neck pain which most women brush off as a routine in their daily lives. This lack of awareness and avoiding the symptoms of a heart attack can get in the way of critical life-saving actions.
Hence, Star Health the leading of the private health insurance specialist and pioneer in creating a specific policy for heart related ailments analyzed its Cardiac Policy’s claims among women to bring to light the different heart risks afflicting them, so that women can take necessary actions in preventing and protecting themselves against it.
The insurer analyzed the claims registered for cardiac related ailments for past three years (2013-14, 2014-15 and 2015-16). Below are the revelations
Claims Data- Gender wise (No of claims settled)
• As per the available claims data on Star Cardiac Care policy, there has been a growth in the number of male and female patients with cardiac related ailments. The number of patients, both
male and female doubled up in the year 2015-16 as compared to the last year 2014-15. The claims from women saw a growth of more than 95% while those from men spiked by nearly 11.9% for in the year 2015-16 as compared to the previous year.
• According to reports, there has been a rise in the claims of the cardiac related ailments among women in the last three years.
• While there was just one claim in cardiac related ailment reported in the year 2013-14 , the number rose to 22 in the year 2014-15 and almost doubled up to 43 claims in the year 2015-16.
Claims Data- Age wise for Women (Percentage)
• The cases of cardiac related ailments witnessed a steep rise among women above 51 years of age.
• However data clearly indicates that women their 50s are the most vulnerable to cardiac ailments than those above 60 years.
Claims Data- Zone wise for Women
• Data indicates that women residing in the western part of the country are more prone to heart related and the trajectory is steadily growing. There has been a growth in the claims of about 133.3% in the year 2015-16 as compared to 2014-15.
• While data heart related ailments among women has from the northern region has shown a de-growth in the last two years, their counterparts in the south have taken over with more than two times the cases recorded in the region. The southern region has witnessed a growth of about 150% in 2015-16 as compared to 83% in 2014-15.
Claims Data- Ailment wise for Women
• According to reports, there has been a rise in the claims of cardiac related ailments among women in the last three years.
• While there were only four claims reported amongst women for Coronary artery disease in 2014-15, the number went up to ten in the year 2015-16, leading to a percentage increase of 150%.
• In the year 2013-14 there was only one claim reported which went up to 22 in the year 2014-15, which further almost doubled up to 43 claims in the year 2015-16, which led to about three times increase in the last financial year.
The rise in the cases are alarming enough to realise that women often take their health for granted while taking care of their home and family. Most women live under several misconceptions of not being vulnerable to cardio vascular diseases and often ignore the symptoms for a heart attack.
It is important for women to understand their body and the symptoms that point towards a potential heart disease and should make necessary lifestyle changes in order to avoid future risks around it. Our health is non-negotiable and being able to identify the warning signs and taking necessary steps quickly can help save a life.
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