Ahead of the World No Tobacco Day, Bajaj Allianz Life Insurance Co Ltd, a leading private life insurer, unveiled a study on ‘Passive Smoking’. The comprehensive survey looked into an individual’s perception about passive smoking and their attitude towards it. This nation-wide survey was conducted among general public through e-mailers and social media, in which the top cities were Mumbai, New Delhi, Chennai, Bengaluru, Hyderabad, Kolkata, Pune, Lucknow, Chandigarh, Ahmedabad, Jaipur and Kochi, with a sample size of 1157 respondents. The study also indicated that though the awareness of the ill-effects of passive smoking exists, the attitude towards buying a life insurance policy is not very positive.
• 64.44% feel that they are not exposed to second-hand smoke at all
• Almost 60% were exposed to cigarette smoke in public areas and during travel, where they are not in control
• Awareness high of illnesses such as Cancer (80.93%) and respiratory diseases (71.11%) caused by passive smoking, as opposed to diabetes (15.80%) and sudden deaths (23.02%)
• Inspite of being aware of the health complications caused due to passive smoking, 13% would still not object to someone who’s smoking
• Even if they are exposed to smokers quite often, almost 46% do not think it is necessary to buy a life insurance policy with a higher cover
• As per industry estimates, a smoker has to pay almost 50% higher annual life insurance premium as compared to a non-smoker. However, only 16.39% of our respondents think that this is true. The remaining, though aware that there is a savings in premium, think that the percentage of savings is lower
The study re-affirmed the findings of other research conducted by World Health Organisation (WHO) and Ministry of Health that:
• 10% of tobacco-related deaths are caused by passive smoking or second-hand smoking. Out of these, children accounted for 28% of deaths
• Passive smoking leads to serious cardiovascular and respiratory diseases, including coronary heart disease and lung cancer in adults. In infants, it can lead to sudden death, increases obesity in children, while in pregnant women, it causes low birth weight
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