CHENNAI: Leading health insurance company Star Health, has launched a plan specific only for outpatient procedures (OP).
The all-new Star Outpatient Care policy is a standalone product that pays for all outpatient consultation, which starts with doctor fees and covers Diagnostic tests, Pharmacy Bills, Physiotherapy, Non-Allopathic Treatments, Dental Treatments, and other therapeutic procedures.
Anand Roy, Managing Director, Star Health and Allied Insurance Co Ltd explained, “There are ailments that don’t require in- patient hospitalization and these come under outpatient care. In India, mostly, costs incurred for treating such ailments are paid by the people from their own pockets. Since such costs can be substantial at times, we, at Star Health, have introduced Star Outpatient Care Insurance Policy, which is one of its kind in the market.”
Customers in age group of 18-50 years are eligible to apply for this policy. In addition, dependent children upto 25 years age, who are economically dependent on their parents, can be covered. The maximum family size is six members.
The policy term is for a one-year duration, and available on Individual plan as well as family Floater plans. There are multiple variants offered like Platinum, Gold, and Silver; and OP sum insured options are available upto Rs 1,00,000.
The coverage for the policy is applicable for all outpatient consultation expenses, incurred at any medical facility registered with the Star Health network in India. This includes non-allopathic treatment expenses such as Ayurveda, Yoga and Naturopathy, Unani Sidha and Homeopathy systems of medicines in any institute recognized by the Indian government and/or accredited by the quality Council of India/National Accreditation Board on Health.
The new policy also covers Diagnostics, Physiotherapy and Pharmacy expenses as well as Ophthalmic treatment expenses arising out of accidental injuries incurred by an outpatient at any Star Health-registered medical facility in India.
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