Motor insurance claims can often be a stressful and time-consuming process, with policyholders facing challenges such as extended repair times and uncertainty about the quality of workmanship. The ‘Smart Saver Plus’ add-on has been designed to tackle these issues head-on. By opting for this feature, customers can enjoy the assurance of repairs being completed at our preferred garages within a short span of 5 days, where the claim amount is up to  Rs. 50,000. In the unlikely event that the repair takes longer, ICICI Lombard will provide alternate travel arrangements for up to 5 days, ensuring minimal disruption to the customer’s daily routine.

Furthermore, the ‘Smart Saver Plus’ add-on offers a warranty on the quality of repair work carried out at ICICI Lombard’s preferred network garages for 24 months or 10,000-kilometer whichever is earlier for all claims irrespective of the claim amount. This assurance provides customers with peace of mind, knowing that their vehicle is in capable hands and that any workmanship issues will be promptly addressed. To avail of these benefits, policyholders simply need to notify first and foremost to ICICI Lombard of any car damage claims, and the company, will take care of the rest.

Gaurav Arora, Chief of underwriting & Claims Property & Casualty at ICICI Lombard, commented, “At ICICI Lombard, our consistent focus is to deliver innovative and customized solutions. Our recent offering ‘Smart Saver Plus’ is yet another example of this philosophy, recognizing the discomfort caused by having a vehicle in the garage for an extended period. By addressing these minute yet crucial aspects like swift repairs, quality assurance, and a seamless claims experience, we are endeavoring to provide a truly customer-centric insurance experience.“

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HDFC ELSS Tax saver follows a research-driven investment process ably supported by an experienced in-house research team covering over 400 stocks. The Fund’s investment philosophy revolves around investing for the long term in quality companies at reasonable valuations. The fund invests in fundamentally strong companies with growth drivers in the medium to long term and those that are competitively placed in an industry with good prospects.

Diversification across sectors and themes, coupled with a sharp focus on company fundamentals and valuations, are the key pillars of the fund’s strategy to sustainably create wealth through a disciplined and scalable process. Investing ₹10,000 in HDFC ELSS Tax saver on March 31, 1996, would have grown to ₹28,99,345 as of February 29, 2024, at a CAGR of 22.50%.^ Investors can opt for lump-sum investments or SIPs, starting as low as ₹500 per month. This offers ample flexibility to investors.

Roshi Jain, Senior Fund Manager commented, “HDFC ELSS Tax saver underscores a combination of disciplined equity investing and HDFC AMC’s unwavering commitment to delivering long-term value to investors. With a track record of almost 28 years, the journey not only highlights the potential of tax-saving investments for wealth creation but also reaffirms our dedication to our fundamentals-based investment philosophy”

Navneet Munot, MD & CEO of HDFC AMC, said, “Sound Investment + Time + Patience has been the time-tested principle for wealth creation in equities. HDFC ELSS Tax saver, with a track record of almost 28 years bears testimony to this. The benefit of tax saving, in addition to the potential for wealth creation and a diversified portfolio, makes this fund a smart investment choice; and it is truly a key spoke in the wheel of our mission to be the wealth creator for every Indian.”

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BENGALURU: In a bid to increase awareness about blood stem cell donation, DKMS BMST Foundation India, a non-profit organization dedicated to the fight against blood cancer, celebrates young women who recently donated stem cells. Recognizing women blood stem cell donors ensures more participation of young people in the stem cell registry, increasing the chances of finding a match and ultimately saving lives.

Sowmiya, a 28-year-old medical professional from Tamil Nadu, is an inspiring example of a woman committed to making a difference through stem cell donation. In March 2021, Sowmiya was matched with a patient. However, due to family concerns and COVID-19, she could not come forward for donations. Nevertheless, she was informed that she was the only person in the world whose HLA (tissue type) matched a blood cancer patient who desperately needed a stem cell transplant to survive. “The idea of being a lifesaving match for a patient was very captivating,” said Sowmiya. The patient could not find any other match and Sowmiya agreed to give a second chance at life to this patient after two years.

Sowmiya had some concerns and felt a bit anxious because her family was not supporting her decision, but the DKMS-BMST team addressed all her worries. They conducted various tests to ensure her health and well-being for donation, keeping her informed at every step and explaining the process thoroughly.

“Something so simple could potentially save someone’s life,” Sowmiya said. “I realized that the chances of finding a perfectly matched HLA type are one in a million, and I was ready and willing to be a donor,” she added.

Indians are underrepresented in stem cell registries. Increasing female participation can inspire others to follow. Their actions help create a more diverse and inclusive registry, boosting the chances of finding a match for anyone in need. “We hope Sowmiya ‘s story encourages more women to take this simple yet potentially life-changing step,” said Patrick Paul, CEO, of DKMS-BMST. “Together, we can build a strong and diverse stem cell registry offering hope to patients in need.”

Every 5 minutes, someone in India is diagnosed with blood cancer or a blood disorder like Thalassemia or Aplastic Anemia. Many such patients are children and young people whose only chance of recovery is a stem cell transplant. For a successful stem cell transplant, the patient needs to find an HLA (Human Leukocyte Antigen) matched donor. Most often, the majority of the patients are unable to receive a transplant due to the unavailability of a matching blood stem cell donor. With very few individuals signing up as potential blood stem cell donors, finding a matching donor is difficult. This increases the need for more people of Indian ethnicity to register themselves.

DKMS-BMST urges all eligible individuals to consider registering as stem cell donors. The process is simple and takes five minutes of your time.

To register as a potential stem cell donor, you must be a healthy Indian adult between 18 and 55 years of age. When you are ready to register, all you need to do is complete a consent form and swab the inside of your cheeks to collect your tissue cells. Your tissue sample is then sent to the lab to be analyzed and listed anonymously on the international search platform for matching stem cell donors. If you’re eligible, take the first step to register as a blood stem cell donor by ordering your home swab kit at www.dkms-bmst.org/register

So far, DKMS-BMST India has registered over 1,00,000 stem cell donors in the country, out of which 35,000 are women. DKMS-BMST has facilitated 110 stem cell transplants, out of which 14 donations are made by matched women donors, significantly impacting the fight against blood cancer. The organization aims to register more donors in India to give as many patients as possible a second chance at life.

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